Workers' Compensation:
A Comprehensive approach keeping employees safe is a top priority for every successful business, but sometimes work-related injuries do happen. We offer Workers' Compensation Policies to protect your business and employees - while keeping costs low.Coverage includes:
Compensation for employee medical costs and lost time due to job-related injuries Liability coverage if you’re sued by an injured employee for a covered injuryWho needs Workers' Compensation coverage?
- If you are in an industry, other than construction, and have four (4) or more employees, full-time or part-time, you are required to carry workers' compensation coverage (an exempted corporate officer does not count as an employee).
- If you are in the construction industry, and have one (1) or more employees (including yourself), you are required to carry workers' compensation coverage (an exempted corporate officer or member of a limited liability company does not count as an employee).
- If you are a state or local government, you are required to carry workers' compensation coverage.